Financing Solar Panels in Fresno - Sbrega Electric can help you get solar panels!

SOLAR FINANCING & REBATES

Financing Solar Panels in Fresno - Sbrega Electric works with MOSAIC Financing with no Down Payment

Financing Solar Panels in Fresno - Sbrega Electric works with Matadors Community Credit Union for Solar Financing

We offer a variety of Zero-Down Low-Interest financing options for homeowners who want to add solar.

Property Accessed Clean Energy Act, or “PACE” programs, are government / private partnership that allows you to easily secure funding for your home energy efficiency improvement projects, including solar. Terms can be 5-to-30 years, making the payments as affordable as you’re comfortable with. These options do not rely on your credit score at all. These loans are secured to your home using your existing equity. Payments are attached to your property taxes, which may result in some tax saving benefits (consult your accountant).

For solar, Mosaic is another partner of ours, which offers industry leading rates and terms. You can choose from a variety of loans. For instance, there’s a solar option for a 10-year or a 25-year loan at only 1.99%. Mosaic also offers home improvement loans.

If you have excellent credit and want to pay your loan off sooner, you can choose a Matador Credit Union Loan with competitive rates and terms. These loans can be used for home-improvement or solar.

Solar Tax Credit for California

Californians can get federal tax credits to help pay for the cost of solar panels

FEDERAL TAX CREDIT

If you're looking for a California Solar Tax Credit, by far the greatest incentive for buying solar soon is to take advantage of the 26% Federal Tax Credit, which will be tapering down after 2022, and disappearing all together for residential solar systems after 2023. This is a huge incentive that has subsidized the solar industry for many years now. You simply report on your taxes the cost of your system and you get the credit. No tricky paperwork, no additional forms. It’s nice and easy.

SGIP

SGIP is a new rebate that is available to homes that purchase a battery with their system. This rebate can save you thousands on your battery(s). This is also a first come, first serve program. The sooner you decide, the better your chances are to secure a sizable refund on your battery purchase!

What About Solar PPA’s & Leases?

At Sbrega Electric, we believe owning your solar is the best way to go. Pre-Paid Agreements (PPAs) and Leases are often more expensive than simply owning your solar with a low-interest, zero-down loan. For this reason, we do not offer PPA’s and Leases at this time. Instead, we’ve partnered with lenders we trust to help you purchase your larger projects.